NAME OF PROJECT:

DECA HOMES GENSAN 2

ADDRESS:

Purok Pendatun, Barangay Apopong, General Santos City, South Cotabato, 9500, Philippines

AVAILABLE UNITS OFFERED:

Rowhouse (Single-Level)

• 2 Bedroom provision
• 1 Toilet & Bath
• Lot Area: approx. 42sqm (varies per block allocation)
• Floor Area: approx. 32sqm
• Expandable for future improvements
• Ideal for starting families and budget-friendly ownership

AMENITIES:

• Gated Entrance
• Landscaping
• Basketball Court

FEATURES OF PROPERTY:

⦿ Affordable low-cost housing within a secured community
⦿ Concrete perimeter fencing with controlled gate entry
⦿ Expandable home designs (ideal for future renovations)
⦿ Accessible via Diversion Road and vital city routes
⦿ Community-oriented open spaces and recreational areas
⦿ Flood-free terrain based on zonal classifications
⦿ Reliable utility connections (water, power, drainage)
⦿ Pag-IBIG financing option available for qualified buyers

DOCUMENTARY REQUIREMENTS

Applicants must submit the following documentary requirements based on their source of income or employment status. Additional documents may be required subject to Pag-IBIG Fund evaluation.

LOCALLY EMPLOYED

• Certificate of Employment with Compensation
• Latest 1-Month Payslip (with CTC)
• PSA Birth Certificate
• 1×1 ID Picture (5 copies)
• Two (2) Valid Primary IDs
• TIN Certification / ORUS Validation
• Pag-IBIG SOA (Statement of Contributions)
• Virtual Pag-IBIG Screenshot (Housing Loan, Calamity Loan, MPL)

SELF-EMPLOYED

• DTI Registration and Tax Payments
• Income Tax Return (ITR) – 4 Pages (BIR Certified)
• Mayor's Permit and Certificate of Registration (COR)
• Financial Statement
• PSA Birth Certificate
• 1×1 ID Picture (5 copies)
• Two (2) Valid Primary IDs
• TIN Certification / ORUS Validation
• Pag-IBIG SOA (Statement of Contributions)
• Virtual Pag-IBIG Screenshot (Housing Loan, Calamity Loan, MPL)

OVERSEAS FILIPINO WORKERS (OFW)

• Employment Contract with POEA Stamp
• Latest 1-Month Payslip (with CTC)
• PSA Birth Certificate
• 1×1 ID Picture (5 copies)
• Two (2) Valid Primary IDs
• TIN Certification / ORUS Validation
• Special Power of Attorney (SPA) – Pag-IBIG Format
• Pag-IBIG SOA (Statement of Contributions)
• Virtual Pag-IBIG Screenshot (Housing Loan, Calamity Loan, MPL)

VIRTUAL ASSISTANTS / FREELANCERS

• Certificate of Employment with Compensation
• Latest 1-Year Bank Statement (Bank Certified)
• PSA Birth Certificate
• 1×1 ID Picture (5 copies)
• Two (2) Valid Primary IDs
• TIN Certification / ORUS Validation
• Virtual Pag-IBIG Screenshot (Housing Loan, Calamity Loan, MPL)

INFORMAL INCOME EARNERS

Micro-Entrepreneurs, Private Household Workers, Farmers and Other Informal Workers

Certificate of Engagement

• Original Copy

For Micro-Entrepreneurs

• Certified by the Barangay Captain

For Private Household Workers

• Issued by Employer and Certified by the Barangay Captain

For Farmers

• Issued and Certified by the Local Government Unit (LGU)

COMMISSION-BASED EMPLOYEES

Credit and Background Investigation

• Letter of Consent / Authorization of Applicant

Income Tax Return (BIR Form No. 1701)

• Latest Copy
• Certified by BIR (with Name and Signature of Certifier)
• Annual and/or Quarterly Filing

Commission Vouchers

• Certified by Issuer
• Latest 12 Months

TRANSPORT VEHICLE OPERATORS

Applicable to Tricycles (LGU), PUJ/PUV/Taxi (LTFRB), and Sea Transport (MARINA).

Transport Franchise

• Certified True Copy issued by Franchising Agency

Official Receipt and Certificate of Registration

• Photocopy
• Latest / Valid Copy

Credit and Background Investigation

• Letter of Consent / Authorization of Applicant

TRANSPORT VEHICLE DRIVERS

Applicable to Tricycles (LGU), PUJ/PUV/Taxi (LTFRB), and Sea Transport (MARINA).

Transport Franchise

• Certified True Copy issued by Franchising Agency

Official Receipt and Certificate of Registration

• Photocopy
• Latest / Valid Copy

Professional Driver's License

Certificate of Engagement

• Original Copy
• Issued by Operator and Certified by Barangay Captain

Credit and Background Investigation

• Letter of Consent / Authorization of Applicant

PROPERTY LESSORS

Lease Contract

• Photocopy
• Notarized

Proof of Ownership

(Title or Tax Declaration)

• Photocopy
• Under the Name of the Applicant

Sketch of Leased Property

• Clear Copy
• Detailed Sketch with Landmarks
• Google Maps Screenshot

Bank Account Information

• Account Name
• Account Type
• Account Number
• Opening Date
• Depository Bank

Credit and Background Investigation

• Letter of Consent / Authorization of Applicant

ADDITIONAL REQUIREMENTS FOR MARRIED APPLICANTS

• PSA Marriage Certificate
• Valid ID of Spouse
• Three (3) Specimen Signatures of Spouse

UNIT PRICE & FINANCING DETAILS

ROWHOUSE UNIT COMPUTATION

Total Loanable Amount

₱1,040,000

Reservation Fee

₱3,000

Maximum Pag-IBIG Loan Term

30 Years

Estimated Monthly Amortization

₱4,384.68 per month

Required Gross Monthly Income

₱12,527.66 – ₱34,600